2020 Avenue H
Nederland, TX 77627
At FB Taylor in Nederland, TX we have been in business for more than 60 years. We will be here when you need us just like we have been for several generations of customers in Jefferson County. As independent agents, we offer insurance from the best carriers around. We are experienced in serving all your insurance needs and we will be happy to explain the benefits of umbrella insurance to you and your situation. Texas law does not require umbrella insurance but that does not mean that it isn't a good idea for you to carry this low-cost protection.
Many people are not sure exactly what umbrella insurance is. The simple explanation is that it is excess liability insurance coverage above and beyond your home and auto coverage. Like an umbrella protects you from rain, umbrella insurance protects your assets. It adds an additional level of liability protection. If you have a mortgage, your lender will require that you carry home insurance. This is to protect their investment. But who is looking out for your interests? At FB Taylor, we take our job seriously and part of that job is protecting our customers from all the things that can happen to them.
When you are a homeowner in Texas and you have assets, you are vulnerable to legal action. Someone can sue you as the result of an auto accident, getting injured while visiting your home or even from an unfortunate encounter with your pet at the dog park. This can result in legal expenses and even if you not found at fault, the costs can be quite high. Your home or auto insurance will cover you to the limit that you carry on your policy and then your umbrella coverage will kick in. Typical coverage is between one and five million.
We want to be sure that all our customers sleep well at night without the worry of losing everything they have worked so hard to accumulate. Stop by our office in Nederland, TX or give us a call for a no-obligation quote, you will be glad you did.