2020 Avenue H
Nederland, TX 77627
As much fun as it is to own a boat or personal watercraft, it also comes with a lot of responsibilities. If you own a boat or PWC or plan on buying one in the near future, you need a boat/watercraft insurance policy from FB Taylor in Nederland, TX.
While there are a lot of similarities between boat insurance and auto insurance, boats have a lot of unique qualities that require particular coverage. Not only are boats at risk for different types of damage and accidents, but they're also priced very differently from cars. In addition to this, there are a lot of coverage options that can be added onto a boat or personal watercraft policy that is specific to those vehicles. If you're working with a Texas insurance agent to find the right boat insurance, make sure all your options are discussed.
One interesting part of boat insurance is the laws surrounding it. While there are some states that require boaters to carry a certain amount of liability insurance, Texas isn't one of them. That being said, it's still a good idea for all boaters to have insurance just in case.
Another interesting thing about boats and insurance is the fact that your homeowner's insurance may cover some damage to your boat. While it may not provide the same amount of coverage boat insurance provides, it's something to consider. However, you should never assume that any homeowner's insurance policy covers boats unless you know boats are included in the policy.
If you want to enjoy your boat or personal watercraft without worry, you need to have good boat/watercraft insurance. The good news is, FB Taylor is here to help. If you need boat insurance in the Nederland, TX area, call us today or visit our office to talk with an agent and get a quote.