At FB Taylor, we know that buying a brand new car is always an exciting experience. However, we also know that many Nederland, TX residents may not be ready for the surprising changes this may trigger in their insurance. Here’s what you need to know.
Your Policy Needs Upgrading
When buying your first new car after owning junkers or used vehicles your whole life, it is essential to know what kind of policies you need to upgrade. You’ll need the minimum protection for your car insurance, including primary liability coverage and more.
However, you’ll also need to get policies for comprehensive and collision repairs, as well as medical expense coverage. In addition, your insurance company is going to expect a higher level of protection for a new car and will likely ask you to upgrade to ensure that you’re protected.
In the same way, you may find that your dealer won’t sell you a new car unless you’ve upgraded your policy before you take possession. But, again, this step is not a trap or a trick. Instead, it is a way of protecting their investment and ensuring that you also get a high level of insurance.
You may also need to think of things like gap insurance, as the high value of your car may not be covered by some policy’s minimum payouts. Gap policies help to pay for these repair or replacement needs, minimizing your potential loss risk.
Work With Us Today
If you are upgrading your vehicle and you need an insurance company that you can trust, please don’t hesitate to contact us at FB Taylor right away to learn more. Our team will work with you to provide Nederland, TX policies that make sense.