Common Home Insurance Facts To Remember While Researching Coverage

FB Taylor offers insurance coverage to the Nederland, TX community, as well as the surrounding areas. We offer our clients custom policies to help them manage risks. We have partnerships with over 30 different carriers. We are proud to serve as an independent insurance agency.

Common Home Insurance Facts To Remember

Your Nederland, TX home is one of your most prized possessions. Home insurance allows you to protect one of your most important assets fully. Here is a look at some common home insurance facts to remember while researching coverage.

Personal Items

Home insurance covers your personal items if they are stolen. However, if you have luxury items inside your home, you’ll have to add extra coverage to protect those items if something happens fully. Consider taking inventory of your personal items so that you’ll be aware of their true value if something is stolen or damaged.

Liability Coverage

Liability coverage is a significant part of your home insurance policy. You are covered if one of your guests gets injured while they are visiting your home. If you have any pets, the liability coverage also protects your pets if they bite someone or damage your neighbor’s property.

Structural Coverage

Home insurance covers any structural damage to the interior and exterior of your home. You are fully covered if your home catches fire or severe Texas weather impacts your home. You can add temporary lodging coverage to your policy if your home needs to be repaired. This gives you peace of mind that you’re protected while you find a temporary place to stay until your home is restored.

FB Taylor Will Help You Protect Your Assets

Visit our website to learn more information about home insurance.